12 Easy, Proven Ways To Earn

 How To Get Free Money: 12 Easy, Proven Ways To Earn 

David-Prado / Getty Images/ Stock photo When you need extra money, you often don’t have to look very far. Whether you need to pay the rent, a student loan or another bill — or you just like free money — these 12 simple ways to earn money can boost your bank account balance. Explore: Your Biggest Money Etiquette Questions Answered More: Should You Still Buy a Home in Today’s Market? 12 Ways To Get Free Money In most cases, to get free money, you provide something of value and get something in return. You might open an account or download an app, or you might give your time and effort in filling out an application. In return, you can get money — or, perhaps, phone, internet or utility discounts. If you think about it, that’s kind of like free money because it’s money you would’ve had to spend otherwise. Now that you know that these and other opportunities to earn free money are out there, it’s time to find out where to look. Take Our Poll: How Do You Typically Split the Restaurant Bill? Earn Rewards or Stock Investments Free money offers can boost your savings or checking account balance. The only thing you need to do is move your funds, and many banks can handle that electronically. Here are some ways to take advantage of rewards or stock investments. 1. Take Advantage of Bank Promotions One of the ways banks attract new business is by offering promotions. Just open an account and meet the promotion requirements to earn a bonus from one of these bank offers. How much you can earn: Most bonus offers are $200 to $500, but you may find higher offers if you carry a high balance or receive large direct deposits. What you need to do: Look for promotions at online banks and banks near you. Here’s a starting point for finding the best bank account promotions. What you need to watch out for: You typically have to maintain a minimum balance or receive direct deposits to qualify. How you’re paid: Money is typically deposited into the account you opened. 2. Get Free Stock Investments When it comes to legitimate free money apps, stock apps are some of the best. You can earn money by investing in stock, and some even offer free stock. Story continues How much you can earn: It varies by stock and whether the app is offering full stocks or fractional shares of stock. The value of stock rewards can range from a few dollars to hundreds of dollars. What you need to do: Look for an investing app that offers free stock. For example: Robinhood: This investing platform offers a free stock if you sign up through a referral link. Stash: Stash’s debit card allows you to earn a percentage back as stock in a company you choose as a default or the companies you make purchases from. For example, if you buy from Walmart, you can earn Walmart stock. What you need to watch out for: For some offers, you either need to refer someone or be referred by someone else. How you’re paid: Stocks or fractional stocks are added to your portfolio. 3. Earn Credit Card Bonuses Much like how banks offer bonuses to entice people to switch, credit cards offer sign-up bonuses. In most cases, you just need to purchase a specific amount to earn the bonus. How much you can earn: It varies by card, but many offer $200 to $500 in cash or points. What you need to do: Look for credit cards you’re likely to be approved for that offer sign-up bonuses . What you need to watch out for: You need to have good credit or you’ll be declined for offers. Also, applying for too many cards can hurt your credit score. How you’re paid: It varies by card; you could be credited points or a statement credit once you meet the requirements. Look For Discounts Another way to get free money is to look for discounts for essential services. Here are some options to consider. 4. Get Help With Utility Bills Utility bills can make a significant dent in your budget. These government programs can provide free money assistance. How much you can save: The Low Income Home Energy Assistance Program is administered by states, so your savings can vary. Lifeline is a federal program that assists with phone, internet or bundled services and contributes $9.25 toward your bill. What you need to do: For LIHEAP: Visit the Office of Community Services website to find out who to contact in your state. For Lifeline: Visit the Lifeline website to find a company that accepts it. If your current phone or internet provider accepts Lifeline, it can help you complete the application process. What you need to watch out for: Both programs have income eligibility limits. How you’re paid: Assistance is typically paid directly to the service provider. Government Initiated Various federal, state and local programs allow you to get free money from the government. 5. Take Advantage of Your Employer’s 401(k) Match 401(k)s are retirement funds, so you won’t see the money until later. Taking advantage of a 401(k) saves you money now, though, because your contributions are tax-deferred, so they lower your taxable income in the years you pay into your plan. Even better, federal laws encourage employers to contribute funds. For example, your employer might match 100% of your contributions up to 5% of your salary, which means for every $1 you contribute, your employer will also contribute $1 up to that limit. That’s essentially free money. How much you can earn: Over time, employers could contribute thousands to your 401(k), and you’ll likely defer hundreds or more on your taxes. What you need to do: Sign up and contribute to your employer’s 401(k) plan. If you’re not sure where to start or what your employer matches, ask your human resources contact. What you need to watch out for: You can contribute a maximum of $20,500 to a 401(k) in 2022 ($27,000 if you’re age 50 or older). Also, note that contributions are tax-deferred, not tax-free — you’ll pay tax on your contributions when you withdraw funds in retirement. How you’re paid: The money grows in your account, and you can withdraw it without a penalty starting at age 59 ½ or if you experience hardship. 6. Search for Unclaimed Money Unclaimed money includes dormant accounts, trust distributions, refunds and more that haven’t been claimed. It doesn’t hurt to see if you have any unclaimed funds. Finding out that you do could be almost like winning free money. How much you can earn: Hundreds to thousands of dollars What you need to do: Start your search online at the National Association of Unclaimed Property Administrators website. If you find unclaimed funds, the site will guide you to the appropriate site to file a claim. What you need to watch out for: Ignore texts offering unclaimed money or letters that ask you to send funds in exchange for unclaimed assets. These are scams. How you’re paid: Payment varies by type of unclaimed property. Products and Services You likely own items or can perform services that bring in extra money. Here are a few to consider. 7. Make Money From Your Old Devices You may have old cellphones, computers or other tech devices that you no longer use. You can sell them and put some money in your pocket. How much you can earn: Earnings vary depending on the device, its condition and where you’re selling it. What you need to do: Find your devices and remove your personal information. Disable any anti-theft or device protection features. Decide where to sell. You can sell on eBay, Facebook Marketplace, Craiglist or a site like Decluttr. What you need to watch out for: If you’re selling it directly, make sure to get cash or use a reputable platform with seller protections to avoid falling victim to fraud. How you’re paid: Payment is via cash or a platform like Venmo or PayPal. Decluttr offers direct deposit. 8. Sell Your Old Clothes If your clothes are in good condition and you gravitate toward name brands, you could make money by selling your old clothes online. How much you can earn: Earnings vary by site, and most take a cut of your earnings. What you need to do: Sign up with a site like Poshmark or ThredUp. What you need to watch out for: These services only accept certain brands and/or items in good condition. How you’re paid: Payment is often by PayPal or direct deposit. 9. Sell Your Photos If you have an eye for photography, you can make money by selling your professional-quality photos online. How much you can earn: You earn a percentage each time your photo is downloaded for use. Typical earnings range from a few cents to over $100 per download, depending on the image and license offered. What you need to do: Sign up with a site like Shutterstock or iStock by Getty Images. Shutterstock: You must submit a portfolio of 10 images for review. If approved, you can start uploading images for sale. iStock by Getty Images: You must submit three to six photos for review. If approved, you can start uploading imagines for sale. What you need to watch out for: Follow the instructions for image size and whether model and property releases are needed. How you’re paid: Online payments via PayPal, Payoneer or Skrill Via Apps and Survey Sites You’ve likely heard at least once in your life, “There’s an app for that.” And that statement holds true for getting free money, too. Here’s more. 10. Earn Money While You Shop Many apps and browser extensions make it simple to earn money while you buy the things you need. How much you can earn: The earnings might seem small but can add up to $100 or more over the course of a year. What you need to do: Download an app or browser extension. Popular options include: Rakuten: Ibotta app or a browser with the extension installed. If you shop in person, you can link loyalty cards and upload receipts. What you need to watch out for: Not every shopping site offers cash back, so review your app for the best places to shop.How you’re paid: PayPal or linked bank account 11. Take Surveys Marketing companies want to know what you think, and you can turn that into free money. How much you can earn: Surveys typically don’t pay much, but your earnings can add up over the course of a year. What you need to do: Sign up with a survey site. Some sites are currently offering sign-up bonuses. Options include: What you need to watch out for: Not everyone will qualify for every survey, and some can take a long time to complete. How you’re paid: Payments are made via PayPal or check. 12. Watch TV and Use the Internet Advertisers also want to know what you watch and your internet surfing habits. How much you can earn: Like with surveys, you don’t earn a lot, but it’s for doing things you enjoy, like watching TV or listening to music. What you need to do: Sign up with a site. Options include: Swagbucks: Earn cash and gift cards for watching videos, playing games, surfing the web, shopping and completing surveys. iRazoo: Earn cash by watching videos or searching the web. What you need to watch out for: IRazoo requires you to reach 3,000 points before you can receive payment. Swagbucks requires that you reach 2,500 points to redeem points for cash via PayPal. How you’re paid: Both sites offer gift cards and cash payments via PayPal. More From GOBankingRates This article originally appeared on GOBankingRates.com: How To Get Free Money: 12 Easy, Proven Ways To Earn

Need a passive income stream? Here are 9 ways to make money online 

Make some extra money by turning one of your passions or hobbies into passive income. Getty Images Inflation has reached record levels and prices on just about everything remain high. Congress has worked to pass legislation such as the Inflation Reduction Act aimed at lowering costs for Americans, but there are still questions about whether it will solve inflation.  Cutting corners and careful budgeting can help – but it might not always be enough. If you're looking to reduce some financial stress, you might want to consider creating a passive income stream. Fortunately, the internet makes this easier than you'd think. There are dozens of ways to make money online without any special training – like getting paid to take surveys, for example. 9 passive income ideas to help you make extra cash Before you begin your passive income journey, it's important to understand what it means. Essentially, passive income is money you're making from a source or business other than your direct employer. It typically is a task or action performed on the side that doesn't require a lot of effort (hence why a lot of the suggestions below exist online). "Passive activities include trade or business activities in which you don't materially participate. You materially participate in an activity if you're involved in the operation of the activity on a regular, continuous, and substantial basis," the IRS explains on its website. If you're looking to create a passive income stream, here are seven ways to make some extra cash. 1. Take online surveys Giving your opinion and taking part in market research can be an easy way to make money online. Some of the more popular survey sites include Survey Junkie, Swagbucks, OneOpinion, Opinion Outpost and Ipsos iSay.  Find out how you can make a few extra bucks from home by taking online surveys now! Keep in mind: These won't bring in huge earnings. Swagbucks says its members earn about $1 to $5 per day. Just make sure you do some research before you get started or commit to participating in any online surveys.  2. Start a blog Blogs aren't just for fun these days. They can be quite the moneymaker when done right. The key is to pick your niche, build your audience and then monetize the blog. Just remember: Building a following can take some time, so be patient. You can do this through affiliate marketing, which earns you a commission when someone clicks a monetized link or buys a product that's promoted on your blog. You could also try selling and displaying ads on your site. You can use a tool like Google Adsense to get started with the latter.  3. Sign up for a gig-working platform There are several platforms designed for online gig work. For example, Amazon Mechanical Turk is a place you can take on small tasks for businesses across the globe. They might include moderating content, taking a survey or transcribing audio.  Clickworker is a similar platform, or if you have a specific skill - like copywriting, editing or graphic design - you can use freelancing platforms like Fiverr, Freelancer.com and Upwork to connect with potential clients. 4. Start an online store If you're the creative type, you can start up an Etsy shop. Etsy sellers offer everything from jewelry and clothing to artwork, invitations, yard signs and more.  If that's not your style, you can start a drop-shipping store. With this strategy, you essentially operate a storefront. When a customer makes an order, you order that product from a third party (typically a manufacturer, vendor, or wholesaler) and ship it directly to the customer. Shopify has a whole dropshipping walkthrough you can use to get started (and you can use their platform to create your store, too). Shopify encourages users to consider this route and even lists ways it's beneficial, from reducing your stress to giving you the flexibility to work remotely. 5. Start a YouTube channel YouTube creators can make a lot of money, and it doesn't necessarily require much expertise. You can create how-to or explainer videos on virtually any subject or go more personal and put yourself in the videos. You can interview subject matter experts, provide tips and tricks, or even just show yourself playing various video, mobile or board games.  The important thing is to find a niche and build a following. You can then integrate Google Ads, become a YouTube Partner, and even make money off memberships, live chats and subscriptions. 6. Become a transcriptionist If you're a fast typer, you might consider doing some online transcription for cash. You'll simply need to listen to audio files and then type out what you hear. You get paid per piece, so the faster you can type, the better - at least, financially speaking. Rev.com, GoTranscript and TranscribeMe are just a few of the sites where you can find online transcription work. 7. Test websites and apps Fancy yourself the tech-savvy type? If so, you can get paid to test out new websites and mobile apps and hunt down any glitches. At UserTesting.com, for example, you get to test new sites and products from brands like GoDaddy, Hello Fresh, HP, Subway and Canva. You just need to have a reliable WiFi connection, a microphone, a computer or mobile device and you can get to work. BetaTesting.com, UserZoom and Userlytics are other similar platforms. 8. Sell your photos If you're known as the photographer in the family you can make some extra money by selling your photos online. There are websites like Fine Art America in which you can upload your images and have them featured on merchandise that's then sold on the site.  9. Become a virtual assistant More work than ever is being done online following the shift to working from home. It makes sense, then, that remote help will be needed. By becoming a virtual assistant via websites like Indeed (just search for "Remote Virtual Assistant") you can work for a business in need from the comfort of your home office. The work needed varies - from writing to social media management to traditional bookkeeping - so look around for something that fits your skills and background. More ways to earn quick cash If none of the above seem like a fit, do some research. You can also sell and buy domain names, review news apps and websites and more. There's a side gig for everyone. You just need to figure out your perfect fit.

5 Tips to Make Your Money Last for the Rest of Your Life 

No one likes to think about the end, but when it comes to money, it’s important to plan for retirement with a long-term mindset. Making your money last is something that all retirees and those planning for retirement have to think about. After all, no one wants to run out of money before they die. The good news is that there are ways to make your money last for longer, making this something anyone can accomplish with a bit of patience, discipline, and self-control. Due - Due In the following post, you’ll find a list of the top five tips to make money last for the rest of your life and even longer. Tip #1: Save, save, save. The most important thing you can do to make your money last is to start saving as early as possible. The sooner you begin to save, the more time your money has to grow. If you’re already retired, it’s not too late to start saving. Even if you only have a few years left until retirement, every little bit helps. The key to saving effectively is to live below your means. While this may sound like obvious advice, that doesn’t mean it’s less relevant. Living below your means is about spending less than you earn and investing the difference. If you can do this consistently, you will build up a sizeable nest egg that can last for decades. How to know how much you need to save There are several different approaches to knowing how much to save every month. As a general rule of thumb, you should do your best to save as much as possible after accounting for all necessary living costs like housing, food, transportation, and healthcare. However, saving “as much as possible” may not cut it, and you may need to take extra steps to ensure your money will last long enough. But how do you know if you’re saving enough or not? You still need a specific number to aim for, which is where the following approach comes in. You need to estimate how big your nest egg needs to be by the time you retire to provide enough income to pay for your desired lifestyle during retirement. This is done in two steps. You first need to know how long your money needs to last. That goes through deciding when you plan to retire and knowing how long you’re likely to live, which you can find in online life expectancy tables. Once you have that information, you can establish a monthly, quarterly, or annual withdrawal plan that provides enough income to pay for the lifestyle you want. You can then use an online calculator to determine the value of your nest egg so that it lasts the number of years you’ll likely have left. Once you get that number, you can use the same calculator to find out exactly how much you need to set aside every month, starting today, for your savings to grow into the nest egg you just calculated. Tip #2: Max out pensions and social security Pensions and social security are two of the most important sources of retirement income for many retirees. If you have access to either of these benefits, be sure to maximize them. Pensions are a type of retirement plan offered by many employers. They generally provide a fixed income for life, making them an ideal retirement income source. If you have a pension, find out how much income it will provide and when you can start receiving payments. Social security, on the other hand, is a government-provided retirement benefit available to all retirees. The amount you receive from Social Security is based on your earnings history and the age at which you retire. You can start receiving Social Security payments as early as age 62, but if you wait until your full retirement age, you’ll receive a higher benefit. How to max out your Social Security benefits If you’re still working, maximizing your Social Security benefits is to continue working and paying into the system for as long as possible. The longer you work, the higher your benefit will be. If your employer offers to match your 401(k) contributions, ensure you contribute all you can to get the full match. This is free money that can ensure your nest egg lasts as long as you need it, especially after compounding for several decades. In addition, if you’re married, you can also maximize your benefits by ensuring that you and your spouse are working and contributing to social security. This will allow you to receive two benefits when you retire, which can significantly increase your retirement income. This will also allow you to take advantage of spousal and survivor benefits. Survivor benefits provide a spouse income after the primary breadwinner’s death. In contrast, spousal benefits allow a lower-earning spouse to receive a benefit based on the higher-earning spouse’s work history. This can be as high as 50% of your spouse’s benefit, so if either of you earns significantly more than the other and maxed out your Social Security contributions, the spousal benefit can add a significant amount of retirement income. Tip #3: Purchase annuities for fixed income An annuity is a financial product that provides guaranteed income for life. There are two main types of annuities: immediate and deferred. Immediate annuities start making payments as soon as you purchase them. In contrast, deferred annuities grow tax-deferred over time and begin making payments in the future, such as when you retire. Some people choose to use annuities as a way to supplement their retirement income from Social Security and pensions. Others use them as a primary source of retirement income. The biggest advantage of an annuity is that it provides guaranteed income for life, and you can make that income as big as you want, depending on how much you put into it. Combined with your pension and Social Security benefits, an annuity can help cover your basic living costs like housing, transportation, and healthcare entirely. Things to look out for when purchasing an annuity There are many factors to consider when choosing the right annuity for your retirement. To start, you need to choose the right type of annuity. You have several options, including purchasing a deferred fixed annuity and paying it off monthly until you retire. Alternatively, you could invest your money in other ways before retirement and buy an immediate annuity with a single lump sum taken from your nest egg upon retirement. That way, you’ll automatically turn your lump-sum payment into a steady and guaranteed income stream. You need to be mindful of the costs associated with annuities. A plain, vanilla income annuity will be your cheapest option, and it will provide the highest possible income, but it comes with several strings attached. If you wish to retain access to your principal, have payments that increase over time, or have other special features, you will likely have to pay fees for those extra bells and whistles in the form of annuity riders. These fees can seriously add up and take a considerable chunk of your income, so be sure to read the fine print carefully before signing on the dotted line. The amount of money you put in an annuity is also an essential factor to consider. You should never put all your eggs in one basket, especially if that basket gets locked up for years before you can access it. It’s not wise to put all or most of your savings into an annuity to cover all your income needs during retirement. It’s smarter to use income annuities to supplement your income and cover the basics, investing only a small portion of your net worth. Tip #4: Establish passive income sources A passive income stream is one that doesn’t require much work on your part to maintain. This could include investment in income-producing assets like rental properties, dividend-paying stocks, and mutual funds. But there are hundreds of other ways to start earning passive income. Some common examples include: Creating and monetizing a YouTube channel Writing a book and earning royalties Sell original music as NFTs with royalties embedded into the smart contract Starting a blog about retirement lifestyles and using it for affiliate marketing Renting out your spare tools or even your car Creating and selling online courses Sharing photos on stock photography websites and more. The key to making passive income work for you is choosing an activity you enjoy and can see yourself doing long-term. That way, it won’t feel like work, and you’ll be more likely to stick with it. Once a passive income stream is up and running, it can provide a significant source of additional retirement income that can help make your nest egg last longer regardless of your health. On the other hand, you can also look for alternative sources of income that aren’t as passive. This could mean turning a hobby into a side hustle or taking up a part-time job that allows you to work remotely from a beach in Barbados. Tip #5: Budget, budget, budget Once you’re retired, it’s crucial to closely examine your expenses and ensure they align with your new income and lifestyle. Many people find that their spending patterns change once they retire, and that’s perfectly normal, but you need to know exactly how they changed. Creating a budget is the best way to keep track of and manage your expenses. Budgeting during retirement is a bit different from budgeting during your working years. For one, you’ll need to account for any changes in your income as time passes, whether from a reduction in Social Security benefits or a change in your pension payments. You’ll also need to factor in any new expenses, such as increased healthcare costs, and account for the possibility of inflation eating away at your purchasing power. There are many ways to approach budgeting in retirement, but one of the simplest and most effective is the 50-30-20 method. Under this system, you would allocate 50% of your monthly income towards essential expenses like housing, transportation, and healthcare. 30% would go towards discretionary spending on things like travel and entertainment, and the remaining 20% would be set aside for savings and investments that will help your money last longer. If your monthly retirement income doesn’t quite stretch as far as you’d like it to, there are a few ways to cut costs without sacrificing your lifestyle. You can read this post to learn about some ways to save retirement money. The bottom line With these five tips, you can help ensure your retirement savings last at least as long as you do. Purchasing an annuity, establishing passive income streams, and budgeting carefully are all key to making your money last a lifetime. You don’t have to be a millionaire to enjoy a comfortable and worry-free retirement, living life the way you want and always dreamed of. All it takes is a little bit of planning and some smart financial decisions along the way. The post 5 Tips to Make Your Money Last for the Rest of Your Life appeared first on Due.

Amazon

 
Amazon.com, Inc.  amazon  is an American multinational technology company which focuses on e-commerce, cloud computing, digital streaming,...
 
 
Amazon
up Amazon or amazon in Wiktionary, the free dictionary. Amazon most often refers to: Amazons, a tribe of woman warriors in Greek mythology Amazon rainforest...
 
Amazons
In Greek mythology, the Amazons (Ancient Greek: Ἀμαζόνες Amazónes, singular Ἀμαζών Amazōn, via Latin Amāzon, -ŏnis) are portrayed in a number of ancient...
 
Amazon Prime Video
Amazon Prime Video or simply Prime Video, is an American subscription video on-demand over-the-top streaming and rental service of Amazon offered as a..
Amazon rainforest
The Amazon rainforest, Amazon jungle or Amazonia is a moist broadleaf tropical rainforest in the Amazon biome that covers most of the Amazon basin of South...
 
Amazon Prime
Amazon Prime is a paid subscription service from Amazon which is available in various countries and gives users access to additional services otherwise...
 
Amazon River
The Amazon River (UK: /ˈæməzən/, US: /ˈæməzɒn/; Spanish: Río Amazonas, Portuguese: Rio Amazonas) in South America is the largest river by discharge volume...
 
.amazon
.amazon is a brand top-level domain operated by Amazon.com. Countries in the Amazon region of South America objected to Amazon.com's application for the...
 
Amazon Kindle
Amazon Kindle is a series of e-readers designed and marketed by Amazon. Amazon Kindle devices enable users to browse, buy, download, and read e-books,...
 
Dahomey Amazons
The Dahomey Amazons (Fon: "Agojie", "Agoji", "Mino", or "Minon") were a Fon all-female military regiment of the Kingdom of Dahomey which existed from...
 
Amazon S3
Amazon S3 or Amazon Simple Storage Service is a service offered by Amazon Web Services (AWS) that provides object storage through a web service interface...
 
Amazon Web Services
Amazon Web Services, Inc. (AWS) is a subsidiary of Amazon that provides on-demand cloud computing platforms and APIs to individuals, companies, and governments...
 
Amazon Luna
Amazon Luna is a cloud gaming platform developed and operated by Amazon. Luna was announced on September 24, 2020, with early access available to subscribers...
 
Amazon basin
The Amazon basin is the part of South America drained by the Amazon River and its tributaries. The Amazon drainage basin covers an area of about 6,300...
 
List of Amazon products and services
is a list of products and services offered by American corporation Amazon. Amazon product lines include (books, DVDs, music CDs, videotapes, and software)...
 
Amazon Drive
Amazon Drive, formerly known as Amazon Cloud Drive, was a cloud storage application managed by Amazon. The service offers secure cloud storage, file backup...
 
Amazon Freevee
Amazon Freevee is an American ad-supported video on demand streaming service owned by Amazon, with original and licensed programming. The service launched...
 
Amazon Studios
Amazon Studios is an American television and film producer and distributor that is a subsidiary of Amazon. It specializes in developing television series...
 
Amazon Fire
The Amazon Fire, formerly called the Kindle Fire, is a line of tablet computers developed by Amazon. Built with Quanta Computer, the Kindle Fire was first...
 
Amazon Alexa
bought by Amazon in 2013. It was first used in the Amazon Echo smart speaker and the Echo Dot, Echo Studio and Amazon Tap speakers developed by Amazon Lab126...

TOP 10 WAYS TO MAKE MONEY ONLINE

 

1. Test Websites and Give Feedback

If you have a keen eye for website design and development, consider becoming a website tester. It’s a great way to make money quickly and immerse yourself in the web development industry.

To test websites, you must have critical and logical thinking skills, excellent communication abilities, and knowledge of website functionality and design. These qualities can improve your job prospects and test-reporting quality.

Payments are usually project-based, and the rates differ based on the testing methods and the platform’s policy.

For example  Website testers who participate in live interviews with clients make more money.

Here are a few other marketplaces where people can make money online via website testing projects:

• . A testing service focusing on websites, mobile apps, and games.
• . An online tool offering user experience testing for websites and digital product prototypes.
• . User experience testing for digital products, including stores, mobile apps, and fitness trackers.
• . In addition to testing websites and apps, it offers projects focusing on reviewing video commercials.
• . Provides impression testing for websites and mobile apps via recorded videos and survey-based feedback.

2. Do Voice-Over Work

Voice-over work is an excellent way to make money fast. Since most voice-over jobs are project-based, a long-term commitment isn’t required.

Companies are always looking for new voice-over talents. Here are a few examples of how to use your voice to make good money:

• Audiobooks. Help bring a story to life by narrating various types of books, including novels, biographies, and essay collections.
• Advertisements and commercials. Ads with voice-overs are still a popular way for companies to market their products and services.
• Trailers. Movies, shows, and events release trailers to build anticipation.
• Demonstration videos. Some companies create how-to videos and hire voice-over talents to help demo their products.
• Guides. Audio guides are used by museums, galleries, travel agencies, and tourist destinations to enhance the visitor experience.

How much you earn from voice-over projects depends on your experience, the project’s type, and the script’s length. The average salary of voice-over artists in the United States is around $31/hour.

On the other hand, experienced audiobook voice talents can earn up to $200/finished hour – which refers to a book’s reading time.

One of the easiest ways to get started is by creating a profile on a freelance marketplace like Upwork and responding directly to voice-over job ads. Joining freelance websites is an excellent way to test the waters and compare available jobs.

Alternatively, sign up for Voices or ACX, which connect voice-over talents with clients and audiobook narrators with authors.

A good voice-over talent is versatile and dynamic – they can bring a script to life no matter the topic. With audiobooks, a consistent narrative voice, excellent articulation skills, and the ability to voice different characters are crucial.

To prepare for voice-over work, set aside a few hours of your day to try out sample scripts and see which niche fits your voice and style the best. Knowing your strengths will help market your services to the right clients.

Since producing high-quality audio is crucial for this job, investing in a good microphone and recording software are a must. Also, try to minimize background noise when recording audio samples.

3. Complete Online Surveys

It might sound too good to be true, but you can earn extra cash by completing surveys online during your spare time.

Many companies pay people to participate in surveys for general market research and consumer behavior analysis. These surveys help companies make business decisions, like which products to launch or where to publish advertisements.

However, not everyone can do online surveys. Take a look at some of the reasons why:

• Limited demographic. Some surveys only target specific groups of people, such as people of a particular gender, age, or occupation.
• Low pay. Many online survey sites use a point system. You’ll accumulate points after completing surveys and can only cash out after reaching a certain earnings threshold. For example, you may make $0.50-$3/survey. But unless you reach the $10-$25 earnings threshold, you won’t be able to cash out.
• Time-consuming. Due to the payout systems of most survey sites, you’ll have to dedicate a lot of time to see actual returns, especially when some surveys take up to one hour to complete.
• Not for the long term. Unlike other online moneymaking methods in this article, you won’t be able to transition this into a full-time job for the above reasons.

If the potential drawbacks don’t phase you, here are some popular survey sites:

• Swagbucks. Watch videos, play games, and complete online surveys to earn points. Then, redeem them for cash or gift cards.
• Survey Junkie. Help brands deliver better products and services by participating in their market surveys.
• Harris Poll Online. Enter a rewards program by answering polls run by the survey platform.

4. Try Mystery Shopping

If you love shopping, becoming a mystery shopper is an excellent way to make extra money.

Retailers and market research companies hire mystery shoppers to shop at specific locations and report on the overall consumer experience. They monitor customer service, store conditions, and product quality without the company’s employees knowing they’re being examined.

You can do some mystery shopping work remotely. For example, some jobs involve testing the service quality at call centers or evaluating the shopping experience at an online retailer.

Here are some of the most popular companies where people can sign up to be mystery shoppers:

• Market Force. Get hired by grocery stores, restaurants, pharmacies, and even gas station convenience shops to try out their products and services.
• BestMark. Become a field representative or evaluator to help companies improve their business operations.
• Secret Shopper. Perform on-site or phone service evaluations for companies all over the world.

Payments for mystery shoppers vary depending on the company. For each job completed, you can get reimbursed for the items you purchased, receive vouchers and gift cards, or earn between $10–$25 on average.

To avoid scams, remember that you should never pay to become a mystery shopper. And since you would be an independent contractor, companies can’t force you to take on a certain number of mystery shopper jobs.

5. Test Games and Apps

In 2021, the video game industry was worth $178.73 billion – a 14.4% increase from 2020.

Video games also hold the largest share in the global digital media market. As a result, many opportunities have appeared for users to make money online by testing games and other apps.

Some games or apps, like Mistplay, require players to perform specific tasks and collect in-game currency rewards. These rewards can be redeemed as gift cards or real-world money.

The Global Beta Test Network by Keywords Studios pays people to play games before release. Other online games like Givling offer real cash prizes.

Beware of platforms that use games and apps as a front for scams to steal personal information and bank account details. While they provide an easy way to make money online, be sure to check reviews and ensure their legitimacy beforehand.

6. Sell Stock Photos and Footage

If you’re an avid photographer or videographer, consider selling stock photos and footage to generate passive income. You’ll be able to pursue your passion and make money simultaneously.

Many companies and business owners use stock content in their marketing campaigns, ads, and websites. In addition to the standard stock photo format, companies constantly look for fresh ideas and unique perspectives to make their brand stand out.

You can make a photography website and sell photos there. It’s also a good idea to sign up for online marketplaces and list your digital downloads. That way, you’ll get a head start at cultivating your personal brand while promoting it to potential buyers.

Some of the biggest stock photography and videography websites include:

• Shutterstock. Offers multiple earning levels based on the number of image and video licenses per year.
• Getty Images. Pays at a royalty rate of 15-45%, depending on the license exclusivity agreement.
• VideoHive. Deals in stock videos as part of the larger Envato ecosystem. The earnings depend on the number of items sold and whether you sell exclusively on the platform.
• Dissolve. Specializes in selling high-quality stock videos and photos, with a standard royalty rate of 30% of the net selling price for non-exclusive contributors. Exclusive contributors can make more money with rates that are available upon request.

7. Sell Second-Hand Items

Selling or renting out second-hand items is another excellent way to make money and a great motivation to start decluttering your space. Furthermore, selling used items can be a way to save money since you are only selling items you already have.

Once you inventory the items you want to sell, take high-quality product photos before listing them on online marketplaces. If you plan to do this long-term, consider making a website to host your own online store.

One of the most popular second-hand items categories is clothing. The market value of the second-hand clothing industry is projected to reach $77 billion by 2026. Therefore, it’s a good time to start your own clothing line.

Many online marketplaces cater to the second-hand clothing and accessories market. Here are a few examples:

• Tradesy. Specializes in women’s clothing, bags, shoes, and accessories.
• Etsy. An excellent marketplace to sell unique, handmade, or vintage items.
• Rebelle. Sell designer clothes and accessories at this second-hand luxury online retailer.
• Depop. A popular platform for selling vintage and designer goods, like pre-loved T-shirts, sneakers, and jewelry.

Other than clothes and accessories, make money online by selling other used items such as furniture, gadgets, sports equipment, and cars. In the United States, the used car market grew significantly in 2021 and is predicted to remain strong in 2022.

Some of the best online selling sites for used items include:

• eBay. A popular choice for various types of products, including collectibles and vehicles.
• Gadget Salvation. Focuses on used gadgets like laptops, phones, and tablets.
• Facebook Marketplace. Ideal for targeting local buyers.
• Reverb. An excellent site to sell new and used musical instruments and gear.
• Fat Llama. A marketplace for leasing items instead of selling them.

8. Sell School Notes

Selling copies of school notes is one of the easiest ways for students to make money fast.

However, make sure you aren’t committing plagiarism or academic misconduct by selling school notes. For example, do not disclose assignments or tests and avoid distributing copyrighted material.

The safest bet is to sell notes containing general but insightful information about a subject, such as modules, flashcards, and study guides. Be careful not to present your notes as facts since they are supplementary study documents.

Aside from student or alumni message boards and community forums, here are some of the best places to make money online by selling school notes:

• Nexus Notes. They offer a 50% commission per notes sale.
• NoteXchange. Sell notes for $5-$40+ and earn a 100% commission if you become an affiliate.
• Notesgen. With 5.5 million+ users, this India-based platform accepts handwritten notes and presentation slides. Study notes go for ₹100-₹1000+.
• OneClass. Earn up to 20% of the recurring revenue when someone subscribes to your content, with each subscription costing around $1.8-$24.

9. Carry Out Micro Jobs

To make extra money, try micro jobs. A micro job is a short-term, temporary job that pays per task completed. Earnings vary from a few cents to $50/task on average.

Micro jobs are a good way to make quick cash. Some micro jobs only take less than an hour to complete, giving people the freedom to do multiple tasks in their spare time.

They’re great for freelancers, new graduates, and college students because they can help you gain experience and build a portfolio. The most common online micro jobs include blogging, short translations, data entry, and administrative tasks.

In addition to checking out local classifieds, try finding micro jobs on these websites:

• Fiverr. One of the most popular platforms for various small jobs, from logo designing to translations.
• Amazon Mechanical Turk. An excellent platform for people with video, image, and data entry and processing skills.
• Appen. Make money online by doing small tasks like transcribing or categorizing data.

10. Sell Art and Designs

Selling digital products is one of the best ways for artists to make money.

List your creations on art marketplaces like DeviantArt and ArtStation. This is a great way to gain exposure in the creative online community and reach potential clients.

Alternatively, sell artwork and designs independently via another sales channel like your social media account. Facebook had 2 billion+ monthly active users, and Instagram had 1 billion+ as of January 2022. Such numbers make these platforms great for increasing exposure.

Selling on social media is a good way to make money fast, especially if you promote your art on specific networks.

For example, start selling on the Facebook Marketplace and promote products by joining groups and interacting with potential buyers. Alternatively, sell via Instagram by activating the Instagram Shopping feature on an account specifically dedicated to your artwork.

Improve your sales by posting your artwork regularly, creating engaging captions, utilizing hashtags, interacting with bigger accounts, and following users with similar interests.

If you choose a marketplace like ArtStation, earning up to 95% from sales is possible. On the other hand, selling on your own social media profiles lets you keep up to 100% of the profit.